Applicants must:

USDA eligibility is based on the buyer and the property, and typically has the following requirements:

  1. The home must be in a qualified “rural” area, which the USDA typically defines as a population under 20,000 people.
  2. The buyer cannot make more than 15% above the local median income.
  3. Home must also be used as the buyer’s primary residence (not a vacation home or investment property).

What is an eligible rural area?
Utilizing this USDA's Eligibility Site you can enter a specific address for determination or just search the map to review general eligible areas.